Silver Investment Plan – What You Get
Investment Start: December 31, 2025
Investment End: December 31, 2026
Today’s Silver Market Price (Dec 31, 2025)
Silver in India is trading at approximately ₹240 per gram (around ₹2,40,000 per kg) as of Dec 31, 2025. 5paisa
So, if you invest, say, ₹24,000, your investment would be equivalent to about 100 grams of silver value at today’s price (before any charges or fees are applied).
What You Receive at the End of the Plan
At the end of the plan on December 31, 2026, your investment plus any gains will be returned based on the prevailing silver price (INR per gram or kg) at that time.
For example:
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If by Dec 31, 2026, silver rises to ₹260 per gram (hypothetical), the value of your holding would be ₹26,000 for that 100 grams.
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If silver rises further (e.g., due to industrial demand, safe-haven interest), your investment value could increase proportionately. Analysts see potential strength in silver prices in 2026, supported by strong industrial and investment demand, although short-term volatility remains possible. mint+1
Important: Silver price outlook is not guaranteed — it can go up or down depending on supply-demand, global economic cues, and market conditions. mint
Benefits of the Silver Plan
✔️ Potential for Capital Appreciation: If silver prices rise over the investment period, your returns grow accordingly.
✔️ Portfolio Diversification: Silver acts as a traditional hedge, often moving differently than stocks and bonds.
✔️ Simplified Investment: You benefit from price movements without needing to store physical metal.
Market and Risk Notes
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Silver prices can be volatile — sharp corrections or rallies can occur. mint
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Returns depend entirely on the actual silver price on Dec 31, 2026, and are not guaranteed.
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External factors like industrial demand, global inflation, and currency movements influence prices.
In Simple Terms
If you invest real INR into the Silver Investment Plan today at roughly ₹240/gram, and silver prices go up by Dec 31, 2026, the INR value of your investment will likely increase accordingly. Your final return is calculated by multiplying your silver holding (grams) by the prevailing market price at the end of the plan.
